PAYMENTS and INSURANCE
Cutting Edge Counseling of the North Shore accepts Blue Cross Blue Shield PPO plans.
While you may be insured by an insurance plan, sometimes mental health benefits might not be covered. Please be sure to verify your coverage by calling the customer service number on the back of your insurance card. If you need assistance in this process, please contact us, and we can help you clarify your benefits with your insurance company.
If you do not have BCBS PPO, you will be responsible for the full fee at the time of service; however, you may be able to receive reimbursement by submitting a receipt to your insurance company.
Each insurance plan is different for each individual; therefore, it is important for you to know your financial obligations with regards to your benefits. If you plan to use your insurance, please know that you are financially responsible for any deductible, co-pay, or co-insurance, and that these fees are due at the time of service. If, for any reason, BCBS denies coverage for services rendered, you will be responsible for the full amount.
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises